I got started early on this weeks readings and assignments. Chapter 2 has some very interesting information. Insurance has always been a mind boggling subject to me. There is so much information that it becomes overwhelming. Chapter 2 cleared a lot of things up for me. I found a clear definition of how PPO's and HMO's work. I have always had an idea but never took the time to completely understand the whole realm of things.
Some other things that were intriguing was the timeline of health care, the numbers of uninsured Americans, and all the money that goes into Health Reform. The timeline was imforative because it truly showed that history does repeat itself. Then the uninsured numbers continue to sky rocket and i would not look for that number to decrease anytime soon.
We know as a country that Health Care is an important issue and it needs lots of attention.
**On a personal note- I was just curious if any of you think that all the people that are uninsured hurt the people that are insured. What I am trying to say is--Do you guys think that insurance premiums continue to rise to cover the people that are not insured?
I also get extremely frustrated when you pay your part for a medical procedure and insurance pays their part. Then still you get a bill in the mail asking for more money. Why can't they be happy with the amount that insurance pays?
Subscribe to:
Post Comments (Atom)
4 comments:
I think we are all confused at times about the healthcare system. I had previously read about healthcare coverage in my consumer health class. We got into the discussion of healthcare being a right or privilege. It is kind of a catch 22. Certain costs would go up, yet if everyone had preventative care, some costs would go down. It is difficult for those of us who have healthcare coverage to really see it through the eyes of those that don't. My sister has been one of those people. It is a really difficult road and often can cause more issues like stress and blood pressure problems from the worrying. This is a really tough subject, but none the less, one that needs some serious change! Great Blog,
Jenn Sharp
Lisa- I believe that you brought an important question up. "Do you guys think that insurance premiums continue to rise cover the people that are not insured?" I feel like everyone should contribute in their own way if they expect to be provided with healthcare. I find it extremely frustrating that I work full time, go to school full time, and I'm a full-time mother, and other people do absolutely nothing an still receive help. I know that may seem harsh or mean but it's the way I feel. Why do some people have to work harder than others yet receive the same benefits? This doesn't seem fair in my eyes.
Please don't take any of this as offensive to anyone, I just wanted to add some thoughts on the other side of things. Yes, there are some people out there who are just lazy and are taking money from the government, but a lot of the uninsured are not that way. There are numerous families out there made up of mothers and their young children who were put in this situation by events that they could not prevent. They are windows, divorcees, rape victims and numerous other situations who are working around the clock to support their families, but can not afford insurance. Many of the jobs in the US do not provide the option of health insurance to their employees, or have made the premiums so high families who are already barely scrapping by can not afford them. It is a catch-22 for the whole nation, because as our textbook stated on page 38 "nearly one in every five families has someone uninsured in it" meaning that when that one person gets sick, they have to pay out of pocket. And then maybe ask for help from the family, putting the family behind on their bills, the person behind on other things, and the people they all owe money to behind. It is a horrible cycle, but is there really a way to fix it, I not really sure of.
This chapter had a lot of information in it. I was surprised to hear there were so many American’s that didn’t have any insurance. I was also surprise that the majority of the uninsured were women and children. I think that the numbers will decrease because the government and state are working together to train single mothers in some type of vocational program. By these single women getting some type of skill, they can go out, get a job and afford a family policy. I don’t think the uninsured hurts the system. I think the awareness lets others who have more opportunities in life to make a change in healthcare.
Post a Comment